2026 Central Florida Real Estate Market Outlook: Buy, Sell, or Hold?

As we approach 2026, the Central Florida real estate market is at a pivotal turning point. After a year of stabilization in 2025, our data suggests a return to moderate growth, driven by falling interest rates and continued migration to the Sunshine State.

Will Home Prices Drop in Orlando in 2026?

Short Answer: No. We project a modest appreciation of 3-5% for the Greater Orlando Metro area in 2026.

While the double-digit gains of the early 2020s are behind us, the fundamental supply-demand imbalance remains. Inventory has improved but remains below the 6-month supply that characterizes a "balanced" market.

Key 2026 Market Predictions

• Interest Rates: Expected to stabilize between 5.5% and 6.0%, unlocking pent-up buyer demand.
• Rental Market: Rent growth will flatten as new multi-family inventory (started in 2024) comes online.
• Insurance: Property insurance premiums are expected to stabilize, though remain high, as legislative reforms take full effect.

Best Neighborhoods to Buy in 2026

For investors and homebuyers looking for maximum appreciation potential, we are watching these areas:

• Apopka (North): Continued expansion of the beltway makes this a prime growth corridor.
• St. Cloud (East): More affordable entry points with improving infrastructure.
• Winter Garden (South): Premium lifestyle amenities continue to drive high demand despite higher price points.

Should I Sell My Home in 2026?

If you have held your property for 5+ years, you likely have significant equity. 2026 will be an excellent time to sell if you are looking to:

1. Downsize: Cash out equity to purchase a smaller, lower-maintenance home.
2. Relocate: Take advantage of the still-strong seller's market before inventory normalizes further.

Expert Appraisal Advice

In a shifting market, automated valuation models (Zestimates) often lag behind real-time data. For a precise valuation that considers your home's specific upgrades and condition, schedule a professional appraisal with ROI Home Services today.